Country homes and Country Home Loans®
are made for each other.
With over 90 years of experience in the country, you'll find Country Home Loans® to be the perfect choice for financing or refinancing the rural home or property you want.
Find your place in the country with a lender who's already there.
Rural home and acreage financing.
Country Home Loans are among the most flexible and hassle-free mortgage products in the business. (Click for more)
New construction financing.
From buying the rural property you want to building the home of your dreams, you can rely on the expertise of Country Home Loans to make your financing quick and easy. (Click for more)
Home site and acreage financing.
Country Home Loans has flexible options for your home site purchase that can even simplify your home construction financing. (Click for more)
Refinancing your home.
You can rely on Country Home Loans to be knowledgeable about refinancing country homes and properties. (Click for more)
Interest Rates.
Your loan will be priced competitively to meet your individual needs. (Click for more)
Rural home and acreage financing.
Along with our quick and experienced service, qualifying properties may not require expensive private mortgage insurance — or even an escrow account.
You'll like these other features, too:
- Mobile service and fast handling of your application
- Competitive fixed, adjustable and variable rate mortgages available
- Interim fixed rate mortgage for short-term home buyers
- Rate can be locked-in before closing
- Choose monthly, quarterly or annual payments
- One-time closing for construction-to-permanent loan financing — saves time, closing costs and risk of changing interest rates.
- Quick and easy refinance
New construction financing.
Buying a lot, financing construction and getting a mortgage doesn't have to be confusing. We make the process as easy as possible. If you just want to purchase a home site now, but plan to build within five years, for example, we can finance up to $150,000 with 80% loan to value - qualified customers may be able to finance more. No limit on acres.
Here's what we offer: - Rate can be locked-in prior to construction
- Fees and financing requirements may be less
- Quick and easy loan processing
- Competitive fixed, adjustable and variable rate mortgages available
- One-time closing for construction-to-permanent loan financing — saves time, closing costs and risk of changing interest rates
Home site and acreage financing.
Many people prefer to finance a home site or acreage in the country first, and then choose to build later. We offer financing that makes that option available. If you plan to build on your home site within five years, we can finance up to $150,000 with 80% loan to value - qualified customers may be able to finance more. No limit on acres.
Of course, we can accommodate longer loan terms for acreages if desired. Be sure to visit with your country home loan officer for details.
Many of the same financing benefits that work for new construction, can also be applied to financing your home site, including: - Quick and easy loan processing
- Rate can be locked-in prior to construction
- Fees and financing requirements may be less
- Competitive fixed, adjustable and variable rate mortgages available
Refinancing your home.
We'll process your refinancing loan quickly, and almost always faster than other lenders. Our terms may be better too — you won't be penalized for a short-term commitment, for example.
Here's what else we offer: - Quick loan processing
- Competitive fixed, adjustable and variable rate mortgages available
- Fees and escrow requirement may be less
Interest Rates.
Once we understand your unique situation, we can customize a fixed or adjustable rate loan product to meet your needs. We will base your rate on your unique credit history and the transaction. In order to receive a guaranteed rate, an application must be submitted and an agreement must be signed by you officially locking the rate. |